Turn your invoices into immediate liquidity with factoring
Turn your outstanding invoices into instantly available capital and improve cash flow without taking on debt.

You focus on your business, Kleo focuses on how to finance it
We’ve reinvented how businesses access funding: now the funding finds you.
You save time
We handle the search for calls, paperwork, and all administrative steps. You focus on your business, we focus on financing it.
You won’t miss a thing
We continuously monitor the funding ecosystem. If something comes up that fits your company, you’ll know right away.
Improve your results
We help you apply where you can actually win, with well-prepared applications tailored to each specific call.
Feature Section
Turn your sales into cash without waiting for payment
Turn your invoices into cash and improve your cash flow with a flexible tool that frees up capital without creating debt.
Improved cash flow
Get advance liquidity and avoid cash flow problems while keeping your daily operations running smoothly.
Reduces the risk of non-payment
Transfer the risk to the financial institution and ensure you get paid, even if your customer is late.
How we do it
Working with us is that easy
Get financing in just five steps.
Fill out the form
We just need you to tell us the basics: who you are, what stage your project is at, and what you need. Nothing you can't fill out in 3 minutes.

We analyze your case
In a matter of seconds, we verify whether you meet the requirements and see which line is best suited to your company.

Upload your documentation
We tell you exactly what you need to prepare your file without getting lost.

Request the line that interests you most
Choose from the financing options recommended for you and apply for the one that best suits your project with just one click.

Relax, Kleo's got it covered.
We take care of preparing, reviewing, and defending your application.

Financing with Kleo in numbers
More than just numbers, these are success stories. At Kleo, we have helped dozens of SMEs and startups obtain public and private financing, driving their growth and consolidation in the market.
+300h
Hours saved in processing public funding applications.
91%
Public financing lines secured.
“We tried to apply for funding on our own, and it was chaos. With Kleo, we not only discovered opportunities we didn't even know existed, but we also secured €42,000 in less than three months.”
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Don't be left with doubts
Complete our feasibility analysis to find the private financing option that best suits your needs.