Kleo
IGAPE

Your subsidized loan Préstamos directos para empresas, effortless

Also open to groups that launch a business initiative at a workplace.

Check if your company is eligible

Fill in the form and we'll tell you whether your company meets the eligibility criteria for this funding.

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We work with the best funding institutions

We partner with public, private and banking organizations to give you access to the best funding options available.

  • ENISA
  • CDTI
  • Banco Sabadell BStartup
  • Instituto de Crédito Oficial
  • Red.es

Is this funding right for you?

Everything you need to know about Préstamos directos para empresas and how to get it.

AmountFrom €75,000 to €5,000,000
ModalityPréstamo público
TerritorySpain
Resolution deadlinesBetween 1 and 1 months

Requirements

Company Requirements

To be able to apply for this financing line, your company must meet the following requirements

  • Be companies, including individuals, groups of individuals or legal entities, economic interest groups, civil societies, and communities of goods.
  • Have a work center in the Autonomous Community of Galicia where the business initiative is carried out.
  • For the Loans for operational financing modality, more than 3 years of activity is required.
  • Belong to the sectors of activity accepted for each modality:
    • Loans for investment projects:
      • CNAE 01: Agriculture, livestock, hunting, and related services.
      • CNAE 03: Fishing and aquaculture.
      • CNAE 05 to 09: Extractive industries.
      • CNAE 10 to 33: Manufacturing industries.
      • CNAE 35 to 39: Supply of energy and water, and waste management.
      • CNAE 42 to 43: Construction of networks and specialized construction.
      • CNAE 46: Wholesale trade and intermediaries (except vehicles).
      • CNAE 49 to 53: Transport and storage.
      • CNAE 55 to 56: Hospitality.
      • CNAE 58 to 63: Information and communications.
      • CNAE 69 to 75: Professional, scientific, and technical activities.
      • CNAE 77.3: Rental of machinery, equipment, and tangible goods.
      • CNAE 79: Travel agencies and tour operators.
      • CNAE 80 to 82: Security, investigation, and auxiliary activities.
      • CNAE 87 to 88: Assistance in residential establishments.
      • CNAE 90 to 93: Artistic, recreational, and entertainment activities.
    • Loans for operational financing:
      • Companies in the manufacturing industry.
      • Companies in the fishing, aquaculture, processing, and marketing sectors of these products.
      • Companies in the shipbuilding sector (auxiliaries and shipyards).
      • Technological centers, business associations, foundations and entities of interest for the Galician business fabric.
    • Loans for concentration and succession: Companies with work centers in Galicia.
    • Loans for technological development and innovation: Commercial companies with work centers in Galicia.

Limits

The following limits apply to this financing line

  • Do not exceed the limits of de minimis aid. The total amount of de minimis aid granted to a single company shall not exceed:
    • 300,000 euros during any three-year period (general regime).
    • 40,000 euros for companies in the fishing and aquaculture sector.
    • 50,000 euros for companies in the agricultural sector.

Pricing

A transparent model aligned with your success

Feasibility analysis

We analyze your company profile and confirm which funding options are available for you.

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Check your eligibility

What's included:

  • Smart Matching: every funding option compatible with your company
  • Prioritized recommendations based on your current needs
  • Instant eligibility diagnosis
Service guarantee*

Per-application fee

Upfront fee for managing your application.

€499

What's included:

  • Activation and analysis of your application
  • Documentation preparation
  • Application management and processing
  • Follow-up and support

Success fee

Percentage of the funds obtained.

3% - 4.5%

Conditions:

  • You only pay it if you secure funding
  • Calculated on the total amount granted to you

*If we don't submit your application as agreed in the Terms and Conditions, we'll refund the upfront fee.

How we do it

Get funding in just five steps

We've reinvented the way funding is found: now funding comes looking for you.

Create your account

Tell us the basics: who you are, where your project stands and what you need.

We analyze your case

Apply for the funding that interests you most

Upload your documentation

Relax: Kleo takes care of it

Kleo in numbers

Focused on growing your business

Success rate
86.3%

We've thoroughly analyzed funders' requirements to guarantee our clients' success.

Funding managed
+€45M

We've helped our clients secure more than 45 million euros in funding.

Financial products
+120And growing!

We have so many options that you'll always find the right solution for your business.

Your funding is one click away

Run our feasibility analysis to find the public funding line that best fits you.

Fund your company now