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Company Requirements

To be able to apply for this financing line, your company must meet the following requirements

• Be a legal entity based in the Valencian Community. Individuals (sole traders) are not eligible.
• Operate within CNAE-2025 codes 01, 02, 03, 10, 11, 46.2 and 46.3: farming, livestock, hunting, forestry, fishing, aquaculture, agri-food manufacturing and wholesale trade of agricultural and agri-food products.
• Have at least one establishment or branch located in the Valencian Community or, failing that, the submitted project must be aimed at setting up its first establishment or branch in the Valencian Community.
• Prove, at the time of application, a minimum age of two years and have at least one employee or one corporate self-employed worker.
  • Exception: this requirement does not apply where the project consists of setting up a newly incorporated legal entity whose registered office will be located in the Valencian Community.
• Hold, or be in a position to hold, all licences, authorisations and permits required to carry out the project.
• Be up to date with tax obligations towards the State and the Generalitat and with Social Security obligations. Debts that are deferred, split into instalments or whose enforcement is suspended count as being up to date.
• Reach a credit rating no lower than B on the Standard & Poor's scale according to the IVF's internal analysis, unless the operation is backed by an AFIN-SGR guarantee covering 100 % of the nominal value and ordinary interest.

Limits

The following limits apply to this financing line

• Excluded entities: public-law bodies, public universities, autonomous agencies, public undertakings, public commercial companies (those in which more than half of the share capital belongs directly or indirectly to a public administration), public foundations and companies majority-owned by any of these.
• The beneficiary must not be affected by any of the following:
  • Incidents with financial institutions recorded in CIRBE and/or in default registers.
  • Negative equity at the last accounting close, unless it can prove the imbalance was remedied by the date the application was filed.
  • Continued losses over the last two financial years, unless the operation has, or is in a position to obtain, an AFIN-SGR guarantee covering 100 % of the nominal value and ordinary interest.
• De minimis aid ceilings per single undertaking over any three-year period:
  • General regime: €300,000.
  • Agricultural sector: €50,000.
  • Fisheries and aquaculture: €30,000, extendable to €40,000.
• For these ceilings, a “single undertaking” means the group of companies linked by majority voting rights, the right to appoint the management body, dominant influence or control under a shareholders' agreement.
• Not eligible under the de minimis rules: aid whose amount is set on the basis of the price or quantity of products marketed, aid for export activities, and aid conditional on the use of domestic over imported goods. For fisheries and aquaculture the following are also excluded, among others: purchase or construction of fishing vessels, engine modernisation or replacement, increases in fishing capacity, cessation of activity, experimental fishing and direct restocking.
• Undertakings in difficulty, as defined by the European guidelines on rescue and restructuring aid, cannot benefit under the block exemption regulation.