Kleo
ICF

Your subsidized loan Lidera Turisme, effortless

Loans with subsidised interest aimed at accommodation establishments.

Check if your company is eligible

Fill in the form and we'll tell you whether your company meets the eligibility criteria for this funding.

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We work with the best funding institutions

We partner with public, private and banking organizations to give you access to the best funding options available.

  • ENISA
  • CDTI
  • Banco Sabadell BStartup
  • Instituto de Crédito Oficial
  • Red.es

Is this funding right for you?

Everything you need to know about Lidera Turisme and how to get it.

AmountFrom €60,000 to €4,000,000
ModalityPréstamo público
TerritoryES-CT
Resolution deadlinesBetween 4 and 6 months

Requirements

Company Requirements

To be able to apply for this financing line, your company must meet the following requirements

  • Be a private individual or legal entity.
  • Be the owner of the tourist accommodation establishment, or the operator, lessee, or concessionaire with a valid contract that expressly grants the authority to undertake the construction work.
  • Energy service companies (ESCs) acting under an energy services contract with one of these establishments may also apply.
  • Not have negative equity as of the application date.
  • Not have reported consecutive losses in the last three closed fiscal years.
  • Have no entries in the Registry of Unpaid Debts (RAI/BALSA), with ASNEF, or in any judicial records.
  • Be current on tax obligations with the Spanish Tax Agency (AEAT) and the Catalonia Tax Agency, as well as on Social Security obligations.
  • The establishment must be located in Catalonia and be a lodging facility (hotel or guesthouse), a tourist apartment, a campground, or a rural tourism establishment.
  • It must have been in operation for at least two years and hold the required business license.
  • It must be registered with the Catalonia Tourism Registry at the time of submitting the application; the person listed as the owner in that registry is considered the owner.
  • The applicant must not have been sanctioned by the General Directorate of Tourism for a serious or very serious violation in the last three years.

Limits

The following limits apply to this financing line

  • As a general rule the aid falls under the de minimis regime (Regulation (EU) 2023/2831): total de minimis aid granted to a single undertaking may not exceed €300,000 over the previous three-year period, calculated at group level.
  • However, the aid falls under Article 17 of Regulation (EU) 651/2014 (investment aid to SMEs) where all four of the following conditions are met: being an SME; not having started the project before submitting the application; allocating the investment to an extension of the establishment, to diversification of output or to a fundamental change in the service offered; and the interest subsidy not exceeding 10% of eligible costs for medium-sized enterprises or 20% for small enterprises.
  • Aid to energy service companies falls under Article 38 of the same Regulation, on investment aid for energy efficiency measures.
  • The aid may be combined with other grants for the same purpose provided the total cost of the action and the limits of the applicable regime are not exceeded.

Pricing

A transparent model aligned with your success

Feasibility analysis

We analyze your company profile and confirm which funding options are available for you.

€0

Check your eligibility

What's included:

  • Smart Matching: every funding option compatible with your company
  • Prioritized recommendations based on your current needs
  • Instant eligibility diagnosis
Service guarantee*

Per-application fee

Upfront fee for managing your application.

€499

What's included:

  • Activation and analysis of your application
  • Documentation preparation
  • Application management and processing
  • Follow-up and support

Success fee

Percentage of the funds obtained.

3% - 4.5%

Conditions:

  • You only pay it if you secure funding
  • Calculated on the total amount granted to you

*If we don't submit your application as agreed in the Terms and Conditions, we'll refund the upfront fee.

How we do it

Get funding in just five steps

We've reinvented the way funding is found: now funding comes looking for you.

Create your account

Tell us the basics: who you are, where your project stands and what you need.

We analyze your case

Apply for the funding that interests you most

Upload your documentation

Relax: Kleo takes care of it

Kleo in numbers

Focused on growing your business

Success rate
86.3%

We've thoroughly analyzed funders' requirements to guarantee our clients' success.

Funding managed
+€45M

We've helped our clients secure more than 45 million euros in funding.

Financial products
+120And growing!

We have so many options that you'll always find the right solution for your business.

Your funding is one click away

Run our feasibility analysis to find the public funding line that best fits you.

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