Company Requirements
To be able to apply for this financing line, your company must meet the following requirements
- Be an SME:
- Fewer than 250 employees.
- Annual revenue of less than 50 million euros or a balance sheet total of less than 43 million euros.
- Be incorporated as a business entity and have its own legal personality. Self-employed individuals and entities without corporate status are not eligible.
- Have its registered office or tax domicile in Spain and conduct its business here. ENISA defines “conducting business in Spain” as having a subsidiary or a production, research, service, or development center within the country, with a significant number of employees or with ownership of or development of the technology.
- Fall under one of these five categories:
- Be the owner of an industrial, commercial, service, or tourism business or establishment located in an area declared to be severely affected by a civil protection emergency (areas listed in the annex to Royal Decree-Law 6/2024, corresponding to the 2024 DANA).
- Provide solutions to the problems caused by an event declared a civil protection emergency after the mechanism took effect, through a viable, sustainable investment project with growth potential.
- Be a newly incorporated company (established no more than one year prior to the application) that wishes to begin operations in an area declared to be severely affected by a civil protection emergency after the mechanism took effect.
- Be the owner of an industrial, commercial, service, or tourism business or facility located in an area affected by an emergency declared after the mechanism took effect.
- Have suppliers in areas affected by an emergency declared after the mechanism took effect, or make investments in those areas.
- Have a viable, sustainable project with growth potential, whose technical and economic viability is demonstrated in the business plan.
- Present an innovative business model. The following aspects, among others, are evaluated: differentiated processes, proprietary technology, product or service differentiation, a significantly different approach to reaching the market, or the use of patents, software, or protected technical knowledge. Trademarks and trade names are not taken into account.
- Have sufficient equity. Companies with negative or clearly insufficient equity that are unable to raise additional capital, as well as those with an unbalanced financial structure, will be rejected.
- Achieve at least a C3 risk rating in ENISA’s analysis model. Applications scoring below this level are automatically rejected.
- Have no outstanding debts with ENISA and no significant incidents listed in delinquency records.
- Excluded sectors: the real estate sector (real estate or development activities) and the financial sector. Exceptions are made for technology platforms that act as simple intermediaries between supply and demand, crowdfunding platforms, and activities related to industrialized construction.
